Investment Return Calculator
Evaluate investment outcome with total return and CAGR.
Calculator Input
Result
- CAGR
- -
- Ending Value
- -
- Profit
- -
How to Use This Investment Return Calculator Effectively
Use the investment return calculator to separate total gain from annualized performance. This matters because a 40% gain over one year is very different from a 40% gain over eight years.
Enter the starting value, ending value, and holding period to compare total return and CAGR. If you are planning future contributions, combine this with the Compound Interest Calculator. For retirement assumptions, compare the result with the Retirement Calculator instead of copying one past return into the future.
CAGR smooths performance and does not show volatility, drawdowns, fees, or taxes. Treat the result as an analysis number, not a promise of future returns.
FAQ
What is the difference between total return and CAGR?
Total return shows the whole gain. CAGR shows the smoothed annual growth rate over the holding period.
Can I compare two investments with different timeframes?
Yes. CAGR is useful for that comparison, but you should also consider risk and volatility.
Does this include dividends, taxes, or fees?
Only if you include them in the ending value. Otherwise, adjust those separately.